Home Loans and Financing
Get Started With Financing Your Way!
Choose the option that works best for you:
New Home Purchase
Are you ready to purchase or begin finding a new home?
If so, your Realtor® will appreciate seeing you are prequalified for a
home loan. Getting prequalified allows you and the Realtor® to have a good idea
of where you stand in terms of purchasing power. The prequalification process is
typically very quick and easy. Complete the Residential Financing Form to get started. Once you are done, it is very easy to access our buy form to connect you
with a Realtor® who is ready to help you find your next home.
Refinance A Home
There are many reasons to refinance. Some may include:
- Get out of an adjustable rate mortage and move to a fixed rate
- Apply for a better rate
- Apply for a cash out refinance
Regardless of the reason, we can connect you with mortgage specialists that are ready
to help. Complete the Residential Financing Form to get started.
What Lenders Look For When Qualifying You For A Home Loan:
When applying for a loan, the lender will evaluate all parts of your loan application
including your credit history, employment history, and income.
Having strengths in some areas can help with weaknesses in other areas.
Find out more about
what lenders look for when qualifying you for a home loan.
Adjustable-rate vs Fixed-rate Mortgages:
Adjustable-rate Mortgages (ARM) are mortgages whose interest rates are not fixed for the life
of the loan.
Fixed-rate Mortgages (FRM) are mortgages whose interest rates stay the same throughout
the life of the loan.
Homeowners should be aware of how ARMs work and the benefits of each type of loan.
Read about
Adjustable-rate vs Fixed-rate Mortgages.